Owen McCarthy
Gulf Atlantic Bank · Commercial Loan Officer, V.P.
Commercial lending built on West Point discipline.

Veteran Spotlight
About Owen
United States Military Academy graduate who served 4.5 years as an Infantry Officer in the US Army. Brings West Point discipline, military precision, and an officer’s sense of accountability to every commercial banking relationship. Active in the Marion County Veterans Council, Leadership of Marion County, and Rotary.
- Branch
- US Army
- Specialty
- Infantry Officer
- Years served
- 4 years
- Stationed
- Fort Monmouth, NJ · West Point, NY · Walter Reed Medical Center, MD
Business Spotlight
Gulf Atlantic Bank
Owen — Commercial Loan Officer, V.P.
Gulf Atlantic Bank is a Florida community bank delivering personal and business banking — commercial lending, treasury management, mobile-first digital tools, and home financing — for clients who want the responsiveness of a community bank with the technology of a national one.
Who we serve — Florida businesses and individuals seeking commercial loans, treasury services, and full-service banking with a real local relationship.
- Service area
- Central Florida community banking
- Industry experience
- 15+ years
- Category
- Banking & Finance
What Owen offers
Services
Commercial Lending
Business loans, commercial mortgages, and credit facilities for growing Florida companies.
Business Banking
Business checking, money market, and treasury services tailored to active operations.
Cash Management
Sweep accounts, zero-balance accounts, and merchant card services for businesses that need their cash working.
Personal Banking
Checking, savings, money market, CDs, and IRAs with FDIC insurance.
Mortgage & Consumer Lending
Home loans, refinancing, and consumer credit.
Digital Banking
Mobile banking, mobile capture, remote deposit, and full online banking — anywhere your business runs.
What sets Owen apart
- ✓West Point graduate · Army Infantry Officer
- ✓Master’s in Accounting · former M&A and public accounting
- ✓Active community leader (Veterans Council, Rotary, Leadership of Marion County)
- ✓FDIC-insured Florida community bank · local decisions, mobile-first banking
Get in touch
Work with Owen
Owen responds personally. Reach out by phone, email, or send a quick note using the form.
- Website
- www.gulfatlanticbank.com
- Phone
- (813) 399-7266
Send Owen a message
Goes straight to Owen's inbox — typical reply within 1 business day.
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