VetWorks Ocala

Find a veteran-owned business

Veteran-Owned Banking & Commercial Lending in Ocala, FL

Looking for a veteran banker or commercial lender in Ocala? Work with a West Point graduate and Army veteran at Gulf Atlantic Bank — commercial loans, SBA lending, and treasury services across Marion County.

Why hire a veteran-owned business

What you get when you hire a veteran in this field

Veteran bankers understand mission planning, risk assessment, and disciplined execution — all of which translate directly to commercial lending and treasury management. When you bring your business banking to a veteran-led commercial banker, you're working with someone who reads a balance sheet the way they once read intel reports: looking for the signal, not just the surface.

Banking relationships in Marion County matter — especially for small and mid-sized businesses where the difference between getting a loan approved and getting it declined often comes down to whether your banker actually understands your business. A local relationship with a veteran commercial loan officer means your banker knows Ocala, knows the local economy, and treats your business as a long-term relationship rather than a transaction.

For veterans specifically, there are unique financing options available — VA-backed SBA loans, Patriot Express programs, and veteran-specific SBA pathways — that a banker who hasn't worked with veterans may not know how to navigate. Working with a veteran banker means having someone in your corner who knows these programs and can match them to your business needs.

Beyond loans, the right commercial banker handles treasury management, cash flow optimization, and growth capital planning. For Marion County businesses scaling up, this is the kind of advisory relationship that determines whether the next year is a struggle or a launchpad.

Member in this category

Meet OwenGulf Atlantic Bank

Owen McCarthy
ARMY VeteranCommercial Loan Officer, V.P.

McCarthy brings military precision with financial expertise to his banking career. A West Point graduate with 4.5 years of Army service, he holds a Master's in Accounting and previously worked in mergers & acquisitions and public accounting. He actively serves his community through Leadership of Marion County, the Marion County Veterans Council, and Rotary initiatives.

What this category covers

Services available through the network

Gulf Atlantic Bank in this category typically offer:

  • Commercial loans and lines of credit
  • SBA lending (including veteran-specific programs)
  • Treasury management and cash flow services
  • Business deposit accounts
  • Commercial real estate financing
  • Acquisition and growth capital planning

Ready to work with a veteran-owned banking & commercial lending provider?

Reach out to Owen directly, or browse the full directory of veteran-owned businesses in Marion County.